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November 20, 2008
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Message From The Director - Desmond Rushworth - 10 November 2008
Message from Desmond Rushworth - Economy , Investments and going forward. read more ...
Warren Buffet - Message to the New York Times - 28 October 2008

Warren Buffet - Letter to the New York Times

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Money Made Clear from the UK's financial watchdog (FSA)
Unbiased.co.uk - independant financial advice
FSA- Financial Services Authority
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Upfront Financial Services - About Us Minimize

 

Frodsham Financial Planning Ltd which trades as Upfront Financial Services was established in June 2004.  It was brought about by the unison of Mr Tommy Frodsham of FFP Ltd and Mr Desmond Rushworth of Manning Rushworth (IFA) Ltd who both have in excess of 15 years in the financial services industry.  Both Companies are Appointed Representatives of Upfront Financial Services, totalling 7 Advisers throughout the North West and supported by 7 Administration Staff based in Rochdale, Lancashire.

Frodsham Financial Planning Ltd which trades as Upfront Financial Services, 21 Baillie Street, Rochdale, Lancashire, OL16 1JA (Company Reg Address: 24 Oswald Road, Chorlton-cum-Hardy, Manchester, M21 9LP) is authorised and regulated by the Financial Services Authority, firm reference number 214554 and is authorised to conduct activities in the following areas:

  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on investments
  • Advising on regulated mortgages
  • Agreeing to carry on a regulated activity
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Advising, Arranging (bringing about) and making arrangements with a view to a Home Reversion Plan

There may be a fee for Mortgage Advice. The precise amount of the fee will depend upon your circumstances but we estimate that it will be £200. However, commission can offset this figure.

All Appointed Representatives and Registered Individuals of Upfront Financial Services are “Independent Financial Advisers” offering financial advice from the whole of the market.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore primarily targeted at customers in the UK.

Should you require any further information please call us on (+44)1706 759490 or e-mail us at info@upfrontfs.co.uk

 

 

 

 
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Upfront Financial Services is a trading style of Frodsham Financial Planning Limited which is authorised and regulated by the Financial Services Authority no. 214554. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

 

 
Google News Minimize
Google News U.K. - Business


BBC News

Retailers in pre-Christmas sales
The Press Association - 57 minutes ago
Major retailers are slashing prices in a pre-Christmas bid to breathe life into the ailing high street. Marks & Spencer is cutting prices by 20% in its clothing and homewares departments in its biggest one-day promotion for four years.
Leading retailers launch early move to grab share of Christmas spend Times Online
Bloodbath on the highstreet guardian.co.uk
Telegraph.co.uk - Sky News - The Herald - Forbes
all 175 news articles


Telegraph.co.uk

Rates Set to Go Under the Knife
Wall Street Journal - 41 minutes ago
The Bank of England wants badly to bring interest rates down. But it also wants to avoid a further drubbing of the UK pound, which, after years of being king of the currency markets, has fallen sharply against the dollar and the euro in recent months.
Minutes of MPC meeting boost hope of further rate cut Times Online
MPC plays a waiting game after it reveals it considered deeper cut Scotsman
Telegraph.co.uk - guardian.co.uk - Daily Mail - Life Style Extra
all 357 news articles


Woolworths of UK Weighs Sale of Chain
Wall Street Journal - 41 minutes ago
UK retailer Woolworths Group PLC is in early-stage talks over selling its chain of 815 stores to restructuring specialist Hilco UK Ltd.
Woolies must sell retail arm to survive Telegraph.co.uk
Woolworths' board adopts salvage effort Financial Times
Scotsman - The Herald - Daily Mail - Reuters
all 264 news articles


This is Money

Cowdery to press ahead with Resolution listing in December
Independent - 5 hours ago
By Mathieu Robbins Clive Cowdery will brave one of the worst markets for initial public offerings in history when he goes ahead with the listing of his second Resolution vehicle next month.
New Resolution will be based in Guernsey guardian.co.uk
Cowdery shows real Resolution Scotsman
The Herald - Telegraph.co.uk - Reuters - Times Online
all 28 news articles


Which?

We need government help too, says motor industry
guardian.co.uk - 5 hours ago
Britain's motor industry called on the government yesterday to allow the finance arms of carmakers access to the cash earmarked for Britain's banking system.
Fears grow for Vauxhall at Ellesmere Port Times Online
Car makers write to Chancellor calling for financial help Telegraph.co.uk
Independent - The Press Association - Straits Times - Which?
all 26 news articles


Times Online

Lloyds TSB takeover of HBOS wins shareholders' backing
Scotsman - 5 hours ago
By Lindsay McIntosh and Craig Brown SHAREHOLDERS in Lloyds TSB yesterday voted overwhelmingly to take over competitor HBOS - leaving the Edinburgh bank's ballot the only obstacle to the controversial deal.
Lloyds TSB shareholders approve HBOS takeover Independent
Lloyds TSB shareholders vote to take over HBOS Times Online
Telegraph.co.uk - The Herald - guardian.co.uk - The Press Association
all 1,397 news articles


MSN Money UK

Brown steps up pressure on banks to increase small-business lending
guardian.co.uk - 5 hours ago
The government is to place fresh obligations on banks to increase help for small businesses, it was announced yesterday. The move came as David Cameron said the goverment's £50bn bank recapitalisation scheme had failed to unfreeze the flow of credit ...
Gordon Brown's euphoria replaced by morbid gloom: Sketch Telegraph.co.uk
Darling to help small businesses - paper Hemscott
Bloomberg - Daily Mail - Business Day - Independent
all 117 news articles


MSN Money UK

British Land close to succession
Financial Times - 3 hours ago
By Maggie Urry Chris Gibson-Smith, executive chairman of British Land, said the property company had "seen a wide range of candidates" to replace Stephen Hester, its former chief executive who takes up his new role at Royal Bank of Scotland this month.
British Land assets shed £1 billion Scotsman
British Land sees 11% knocked of portfolio Times Online
Telegraph.co.uk - Bloomberg - Forbes - Reuters
all 39 news articles

Recession watch - guardian.co.uk -

MSN UK News

Recession watch
guardian.co.uk - 5 hours ago
SIG, Europe's leading distributor of insulation and roofing materials, is axing 900 jobs, the bulk in Britain and Ireland. The news comes in the wake of this week's decision by the building supplies group Wolseley to make 2300 staff redundant.
SIG hit as it cuts 900 staff and closes sites Times Online
SIG cuts 900 staff and warns on profits Telegraph.co.uk
BBC News - This is Money - ShareCast - The Press Association
all 125 news articles


Javno.hr

Have you heard the rumour? The FSA really doesn't like it
guardian.co.uk - 5 hours ago
Heard the rumour about the US investment bank about to be shut down? Or the company that is going to issue a profit warning? In current febrile market conditions any of these rumours might be taken seriously by traders and brokers hungry for ...
FSA cracks down on rumours Telegraph.co.uk
FSA blames "naive" traders for rumour mongering Reuters UK
London Stock Exchange - Money Marketing - FT Alphaville
all 14 news articles

BA chief puts case for runway - Financial Times -

ITN

BA chief puts case for runway
Financial Times - 1 hour ago
By Kevin Done Willie Walsh, British Airways chief executive, warned ministers yesterday that rejection of the project to build a third runway at Heathrow would leave Britain without a hub airport to match rivals in Europe and the Middle East for a ...
Air chief urges Heathrow expansion The Press Association
BA boss urges govt to back Heathrow Opodo
Director of Finance online - This is London - The Press Association
all 13 news articles


Stuff.co.nz

Protests as carbon permits auction raises £54m
Times Online - 7 hours ago
The Government provoked protests from campaign groups yesterday as it began Europe's first auction of carbon emissions permits but admitted that the proceeds would not necessarily be used to tackle climate change.
Government raises £54m by auctioning extra carbon-emmission permits Telegraph.co.uk
Cash from carbon permits should be used to improve energy efficiency guardian.co.uk
BBC News - Reuters UK - Point Carbon (subscription) - Financial Times
all 161 news articles


Daily Mail

Deutsche Bank set to cut one in seven trader positions
Independent - 4 hours ago
By Nick Clark Deutsche Bank has become the latest big-name investment bank to cull its workforce, as it prepares to cut 900 jobs, with London and New York set to suffer the worst.
Deutsche Bank expected to axe 900 staff Times Online
Deutsche Bank May Cut 900 Jobs in London, New York (Update2) Bloomberg
Reuters - Daily Mail - StreetInsider.com (subscription) - New York Times Blogs
all 21 news articles

Manufacturers expect slump in ouput - The Herald -

MSN Money UK

Manufacturers expect slump in ouput
The Herald - 5 hours ago
Manufacturers' output expectations have plunged to a near 30-year low, according to research that will strengthen the case for further deep cuts in interest rates.
Manufacturing confidence slumps to near 30-year low, CBI says Telegraph.co.uk
CBI healthcheck finds manufacturing industry's ailments are worsening guardian.co.uk
Times Online - CityWire.co.uk - Financial Times - ShareCast
all 101 news articles

Property sales are on the up - Telegraph.co.uk -

Telegraph.co.uk

Property sales are on the up
Telegraph.co.uk - 12 hours ago
By Anna Tyzack And now for some positive news: property sales are rising again, according to the National Association of Estate Agents.
House sales rise as prices fall BBC News
NAEA: Property sales up second consecutive month Finance Markets
Choices - mform - Introducer Today - Money News
all 17 news articles


FinFacts Ireland

Survey finds China and US are investors’ best bets
Times Online - 3 hours ago
Investors will combat a global recession next year with a flight to US and Chinese equities, a survey of fund managers by Merrill Lynch, the investment bank, has found.
Fund managers move cash to US The Herald
China attracts fund managers Financial Times
Reuters - CNNMoney.com - MarketWatch - National Post
all 30 news articles


Daily Mail

Rothschild sells 7.5% stake to Rabobank in tie-up
Financial Times - 3 hours ago
By Jenny Wiggins in London The Rothschild family is selling a 7.5 per cent stake in its investment bank business to Rabobank of the Netherlands, as they team up to advise clients on food and agricultural deals.
Rothschild pays out record bonuses to staff Times Online
Dutch bank Rabobank buys 7.5 per cent stake in Rothschild Daily Mail
Wealth Bulletin - Business Standard - India Infoline.com
all 7 news articles


Devono

Credit crisis diary: Jamie picks the wrong time to expand
Independent - 4 hours ago
The Diary bows to no one in its admiration for the "naked chef", right, but is it possible that Jamie Oliver's sense of timing has gone awry?
Oliver buys Canary Wharf commercial property Devono
Jamie Oliver to open Wharf restaurant The Wharf
BigHospitality.co.uk - CatererSearch
all 6 news articles


MSN Money UK

Waiters' tips to be on top of minimum wage
Scotsman - 5 hours ago
By ROSS LYDALL RESTAURANTS will be banned from using tips to boost staff pay up to minimum wage levels, the UK government announced yesterday.
Restaurant and bar owners to be banned from using tips as part of ... Telegraph.co.uk
Moves to ban tips as part of wage The Press Association
news.caterer.com - Abeceder
all 14 news articles

RBS shareholders vote on bail-out - BBC News -

BBC News

RBS shareholders vote on bail-out
BBC News - 5 hours ago
Shareholders of the Royal Bank of Scotland (RBS) will vote later on Thursday on whether to accept a £20bn ($29.9bn) government bail-out.
RBS shareholders vote on bail-out The Press Association
Royal Bank of Scotland chief says: I'm so sorry Scotsman
all 70 news articles

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